Certificate of title
Under Queensland law, the original title to property is held in an electronic system maintained by the Titles Registry in the Department of Environment and Resource Management. This is far more secure than maintaining paper titles. The department takes the security of electronic data seriously, and has appropriate back-up and other security measures in place for information in the Automated Titles System.
You can still request a paper copy of your certificate of title, (often referred to as the duplicate title or title deed), but you no longer need one as proof of ownership.
If you already have a certificate of title, you should treat it as a valuable document, and keep it in a safe place, or store it with your solicitor or financial institution.
If you wish, you may return it together with a completed Form 14 - General request form to the Titles Registry for cancellation (no fee applies). Please note that cancellation of the paper certificate does not affect the actual title, which remains active in the Automated Titles System.
Certificates of title and settlement
You do not require a certificate of title for a settlement when you are selling a property.
However, if you have been issued a certificate of title for the property, you must:
- give it to the purchaser at settlement
or
- return it to the Titles Registry for cancellation before the settlement.
Proof of ownership
Your proof of ownership is the original computerised title held by the Titles Registry. This includes your name, and details of the lot and any current mortgage or encumbrance. The Queensland Government provides a guarantee for interests recorded in the Titles Registry.
Once a titling transaction has been registered in the Titles Registry, the lodger will receive a confirmation statement showing the current recorded details.
Requesting a certificate of title
Though you do not need a certificate of title as proof of ownership, you can request one by completing and lodging an Application for a certificate of title.
You must indicate how, where and to whom the certificate is to be sent:
If the land is mortgaged, the mortgagee must consent on the form.
Though there is no fee for lodgement, a small fee is payable to cover the cost of sending the title by registered mail.
A certificate of title will show the:
- name or names of the registered owner(s)
- lot and survey plan number
- other current information about the lot.
It does not show survey or historical information.
Establishing if a certificate of title exists
A current title search of the land in question will show:
- if a certificate of title has been issued.
- the date it was issued
- the last version that was issued.
Obtaining a copy of the last registered Application for certificate of title document under its dealing number will show to whom and where the certificate was delivered.
Cancelled certificates of title
Certificates of title returned to the Titles Registry are cancelled, but not immediately destroyed. If the person entitled to the certificate requests its return within 12 months of cancellation, it will be returned without cost.
Any certificate of title returned for cancellation, which was issued before 24 April 1994 (the date the Automated Titles System began operating) will be imaged so a copy will always be available to anyone interested.
Remember, the certificate of title is only a paper copy, and the original title remains active in the computerised system. A cancelled certificate is only of historical or sentimental value. It has no legal importance and cannot be used for commercial or private transactions.
Last updated: 09 November 2009
